Program Terms & Conditions

(“Terms of Purchase”)

This Agreement sets forth the terms of purchase for any purchase from Lois Koffi Enterprises, LLC. 

By placing your order with Lois Koffi Enterprises, LLC. by clicking “accept,” or by using the Services, you agree to be bound by this Agreement. If you do not agree with these terms, you should leave the Company website or the applicable purchase page and discontinue use of the Services immediately. 

In these terms and conditions, “We/us/our/[d/b/a]” means Lois Koffi Enterprises, LLC. “You/your” means you as a user of the Website and/or Customer of the Program/Services. 

The Services. 

The Services could include Online Subscriptions, Healthy N Wealthy N Wise 5 Fundamentals Wellness community, Small group coaching, Ancestral healing and trauma release, Transformational Sales 1-1 coaching, or group settings and digital programs for additional learning: via email, online through the program website, audio tracks, manuals, videos, self-study program materials, webinars, coaching, masterminding, live events, workshops, and/or other products and services as indicated on your Order form page. If your purchase includes an online Program or Membership site access, you will use a unique username and password that should only be used by you to access the Content. Sharing log-in information, call-in numbers, passwords, and protected links with non-members is prohibited and will result in removal from the program. 

Healing/physical liability & Consent for online and In-Person work:   

As a Healing & Mind/Body/Spirit Practitioners, I/we do not medically diagnose or prescribe treatment.  Our approach is holistic, focusing on you as a complex, dynamic, unique being – body, mind, and spirit – and we serve as a facilitator in your process of healing. We highly recommend that we work as a team member with your physician and your therapist or any other practitioners with whom you are working.  

Our techniques balance, clear, and charge your energy field and system, clearing energetic blocks that may lead to dis-ease, pain or discomfort. The work enhances your body’s natural healing potential. We may at times lay our physical hands on you, and at other times we may work with your energy field with hands above your body. There are also movements with your physical body like yoga and breathwork – you are responsible for your body and agree to stop if there are any physical pains that come up.  Honor your body and it’s limitations or pre-disposed injuries before working with us.

We may also use sound and other shamanic tools to free up blocks.  If at any time during the session you are uncomfortable with any touching or toning or tools, please let us know as it is your responsibility to inform us if anything is uncomfortable for you.  Self-care is an extremely important part of your healing process. 

We may explore areas that influence your state of well-being, such as your health history, life stressors, your belief systems and attitudes, your family and childhood history, diet, exercise, and how you interact in relationships.  Your sharing is always kept confidential.   

We are most happy to answer questions regarding our services, and also encourage you to express any concerns that you may have. 

In signing this Acknowledgement and Consent form, you agree that we may work with you in the above-described manner. We make no promises other than those outlined above. 

Many of our clients experience an increased sense of well-being and improvement in their condition, some have experienced complete healing. But we cannot promise you these things.

We are not aware of any risks or negative side effects associated with these treatments. 

Payment.

Payment is required before beginning the program, as indicated on your order form, and may be a one-time fee, or a monthly or other recurring fee, as applicable. Please check the details of your order form or order page for the information specific to your program. You agree to pay the amount agreed and not to cancel this transaction with your bank or credit card company. The Company is not responsible for any overdraft charges, over limit charges, or NSF fees charged by your bank or credit card company. Fees for Services may be pre-paid or by installment, as indicated on your Order form. Failure to make an installment payment will result in suspension or termination of the Services. The Company does not guarantee any specific results from use of the Services. The Company does not make any representations or warranties as to specific outcomes or results. 

Refund Policy.

All purchases are non-refundable with 3-day write of rescission whether you complete the program or not. Programs and purchases are non-transferable except with express written 2 consent. If you for any reason are unsatisfied with your purchase, please call Lois at 612-799-8791.

Confidentiality & Non-Disclosure Agreement.

You are free to speak, write and share about your own experiences from the Program, but you agree to keep all information shared by others confidential, including all information shared by others inside of the online community associated with the Program. This provision specifically applies to and includes content shared within the membership course, where applicable, and any private Facebook group, or similar forum if used. If you have any questions about the applicability of this provision, please contact us via email at lois@loiskoffi.com. 

Communications.

The online community associated with the Program is intended to be a supportive, respectful and positive community for all involved. Communicating disrespectfully to any other members of the group constitutes grounds for removal from the Program and any associated online forum, which decision shall be in the sole discretion of the Company. 

Term.

This Agreement will be effective and consistent with the term indicated on your order form or order page. Failure to pay for the Program or Services consistent with the program requirements will result in termination of the Program prior to the end of the applicable term, and your access to Program materials or ongoing Services will be discontinued. Additional fees may be accrued in the event you continue to access the Program website or continue to use the Services after any failure to pay for said services. 

Reservation of Rights.

Company reserves the rights to remove you from the Program or Services for cause, whether a breach of this contract, an act of misfeasance against the Company, a representative of the company or a participant of a group program, or other inappropriate action, which may include any action which causes a disturbance amongst the group, or otherwise negatively impacts the experience of others participating in any program offered by the Company. Such a determination shall be made solely by Company. You agree that your exclusive remedy in such a scenario, if any, will be limited to the refund of any amount paid to participate in the services or program. 

Data Scraping Prohibited.

Data scraping or data mining of any kind from this website, or from any platforms, groups, or online forums operated by the Company is strictly prohibited. Copying, removing, or otherwise scraping data, information or content, regardless of the reason, from the website, or from any platform, group, or online forum operated by the Company is a violation of these Terms and will result in your immediate removal from any program services offered by the Company, including from within any platforms, groups, or online forums associated with those services, without refund or recourse, which decision shall be in the sole discretion of the Company. 

Earnings Disclaimer.

RESULTS ARE NOT GUARANTEED. Any statement made on the website or in the program regarding income or earnings are provided as examples only, and do not guarantee you future earnings or income. Please note that the stated results are not typical and there is no guarantee that you will achieve the same or similar results. As with any endeavor, results may vary, and depend on a wide variety of factors including, but not limited to, your skill, knowledge, ability, dedication, business savvy, network, and financial situation. The use of any products or services offered through the Company should be based on your own due diligence. You agree that the Company (including its agents, representatives, sponsors, promoters, advertisers or affiliates), are not responsible for the success or failures you experience in your personal or business life. 

Relationship.

Nothing contained in this Agreement shall be interpreted or construed to create a joint venture, partnership, employment or agency relationship of any kind. 

Modification.

The Company may modify this Agreement from time to time and without notice. You agree to be bound by the terms of this Agreement and any future modifications when such modifications are posted to the Company’s website. You should review this Agreement regularly during the use of the Program or Services to keep apprised of any changes. 

Assignment.

No assignment of this Agreement is permitted, without prior written permission from the Company. Any attempt to do so shall constitute a default or violation of this Agreement which shall be immediately void. The Company’s rights and obligations, in whole or in part, under this Agreement may be assigned or transferred by the Company. 

Third-Party Beneficiaries.

This Agreement is solely for the benefit of the parties and their successors and permitted assigns and does not confer any rights or remedies on any other person or entity. 

Governing Law.

This Agreement and any action related thereto shall be governed by the laws of the State of California without regard to its choice of law principles. The parties consent to exclusive jurisdiction and venue in federal and state courts sitting in Vista, San Diego, California. 

Dispute Resolution & Binding Arbitration.

In the event of a dispute arising under or relating to this Agreement, the Content, or the Website (each, a “Dispute”), either party may elect to finally and exclusively resolve the dispute: first, by confidential mediation, to be conducted by a mutually selected, qualified neutral, third-party attorney/mediator located in San Diego, CA which mediation may occur in-person, online (via web cams), or telephonically, and shall be scheduled within 30 days of either party providing the other with a request to mediate; second, by confidential, binding arbitration governed by the Federal Arbitration Act (“FAA”). Any election to arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL. DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator whose decision shall be final except for a limited right of appeal under the FAA. Any court in San Diego, CA may enforce the arbitrator’s award. The arbitration may be conducted in person, through the submission of documents, by phone, or online and shall be conducted by a qualified JAMS or similarly experienced arbitrator. If conducted in person, the arbitration shall take place in San Diego. The parties may litigate in court to compel arbitration, to stay proceeding pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. In addition, we may litigate in court to seek injunctive relief. 

Force Majeure.

If a party is prevented from fulfilling its obligations under this Agreement for one of the following reasons beyond the party’s reasonable control, including due to a national environmental or military emergency, such as fire, flood, explosion, war, strike, embargo, government regulation, or civil or military authority, or acts or omissions of carriers, transmitters, providers, vandals, or hackers (a “force majeure event”), the time for that party’s performance will be extended for the period of the delay or inability to perform due to such occurrence; provided, however, that You will not be excused from payment of any sums of money owed by you to the Company; and provided further, however, that if a party suffering a force majeure event is unable to cure that event within thirty (30) days, the other party may terminate this Agreement. 

Construction.

This Agreement shall be construed fairly and not interpreted for or against either party. Any remedies available to the Company, including any set forth in this 5 Agreement, are not exclusive and are in addition to any other rights or remedies available to it at law or in equity. 

Binding Effect.

This Agreement shall be binding upon, and inure to the benefit of the respective parties hereto, their successors, heirs, representatives, and permitted assigns. 

Damage Waiver.

Under no circumstances whatsoever shall we be liable to you or anyone else for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages under this Agreement, arising out of your participation in the Program including due to the actions, statements or behavior of any third parties or participants of the Program. This provision applies even if we have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained in this Agreement, the Company’s liability to you for any cause whatsoever and regardless of the form of action, will at all times be limited to the amount paid, if any, by you to the Company for the services during the term of the Program or membership. 

Intellectual Property.

All materials provided to you as part of your Program or Services which are the subject of this Agreement are proprietary and may not be duplicated, copied, reproduced, published or displayed in any form without the prior express written permission of the Company. You may not re-use, perform, modify, transmit, re-post or use in any way the content or any derivative works thereof, without the prior express written permission of the Company. All trademarks, logos, and service marks displayed on any materials provided as part of your Program or Services under this Agreement are protected by US and International copyright and Intellectual Property laws. Access to any materials or content online or otherwise as part of the Program or Services subject to this Agreement should not be construed as granting any license or right to duplicate said content, including trademarks, logos and service marks of the Company or any third-party. 

Terms of Use Agreement.

You agree to the terms and conditions of the Terms of Use Agreement found at www.loiskoffi.com.

Privacy.

You agree to the terms and conditions of the Privacy Policy found at www.loiskoffi.com. If you attend any Company live event, you agree that any third-party vendor involved in the event ticket sales, event facility registration, etc may share your personal identifying information with the Company to allow us to serve you and other event attendees with the proper products and services, in accordance with our posted Privacy Policy. 

Waiver. 

The waiver by either party of any breach or default in performance shall not be deemed to constitute a waiver of any other or succeeding breach or default. The failure of any party to enforce any of the provisions herein shall not be construed to be a waiver of the right of such party thereafter to enforce such provisions. 

Severability.

If any provision of this Agreement, or any portion thereof, is held to be invalid and unenforceable, then the remainder of this Agreement shall nevertheless remain in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.  

Indemnity.

You agree to indemnify, defend and hold harmless the Company, its subsidiaries, affiliates, and their officers, managers, employees, agents, attorneys, representatives or assigns from any claims, liability, damages, losses, harm, costs and expenses, including legal fees and expenses or any other detriment incurred by You in any claims arising out of this Agreement, your use of the Services, any breach of this Agreement, including breach of your representations and warranties set forth above, or if any content that you post or publish while using the Services causes the Company to be liable to a third party. 

Voidability.

This Agreement cannot be voided by not logging in to the Member or Program website, where applicable, by not accessing or using the Services as delivered, by not attending the Program, or in any other way attempting to avoid viewing or taking delivery of the Program or Services as outlined. These actions will not void your Agreement or permit you the right to a refund. 

Entire Agreement.

This Agreement represents the entire understanding and agreement of the parties relating to the Program or Services purchased, and any and all prior agreements, understandings, and representations, whether express or implied, written or oral, regarding the Program or Services, are of no further force and effect. In order to participate in certain portions of the Program or Services, you may be notified that you may be required to agree to additional terms and conditions as the program is revised over time. You may receive a copy of this Agreement at any time by emailing the Company at lois@loiskoffi.com and requesting a copy of your “Program Terms of Purchase.” 

Contact.

If you have any questions regarding this Agreement or any aspect of our services, please contact the Company at 612-799-8791.